<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"><channel><title>Layor76 — Writing</title><description>Layor76 — musician on Royal Legacy Records, and a 1099 gig driver writing the tax playbook drivers actually need.</description><link>https://layor76.com/</link><language>en-us</language><item><title>The tip deduction most drivers don&apos;t know exists</title><link>https://layor76.com/writing/articles/the-tip-deduction-most-drivers-dont-know-exists/</link><guid isPermaLink="true">https://layor76.com/writing/articles/the-tip-deduction-most-drivers-dont-know-exists/</guid><description>A 2025 federal law lets many tipped workers, including delivery and rideshare drivers, deduct up to $25,000 in tip income. Here&apos;s what it actually covers.</description><pubDate>Sat, 22 Aug 2026 00:00:00 GMT</pubDate><category>taxes</category><category>tips</category></item><item><title>What actually counts as a business expense when you drive for a living</title><link>https://layor76.com/writing/articles/what-actually-counts-as-a-business-expense/</link><guid isPermaLink="true">https://layor76.com/writing/articles/what-actually-counts-as-a-business-expense/</guid><description>The IRS test isn&apos;t a list of approved items — it&apos;s two words. Here&apos;s what that actually means for a driver&apos;s real expenses.</description><pubDate>Sat, 15 Aug 2026 00:00:00 GMT</pubDate><category>taxes</category><category>deductions</category></item><item><title>The IRS wants its money four times a year, not once</title><link>https://layor76.com/writing/articles/the-irs-wants-its-money-four-times-a-year/</link><guid isPermaLink="true">https://layor76.com/writing/articles/the-irs-wants-its-money-four-times-a-year/</guid><description>Quarterly estimated taxes explained plainly — why they exist, what happens if you skip them, and the safe-harbor number that keeps you out of penalty territory.</description><pubDate>Sat, 08 Aug 2026 00:00:00 GMT</pubDate><category>taxes</category><category>quarterly</category></item><item><title>The deduction most drivers get wrong</title><link>https://layor76.com/writing/articles/the-deduction-most-drivers-get-wrong/</link><guid isPermaLink="true">https://layor76.com/writing/articles/the-deduction-most-drivers-get-wrong/</guid><description>Standard mileage rate or actual expenses — picking the wrong one costs you money, and most drivers never actually compare.</description><pubDate>Sat, 01 Aug 2026 00:00:00 GMT</pubDate><category>taxes</category><category>mileage</category></item></channel></rss>